Life Insurance
Life Insurance in Macon
Stevens Financial Group is your life insurance Expert in the Macon area. We are committed to understanding you unique situation and making life insurance recommendations that are appropriate for you. Take control of you and your family’s financial future. Please call us today.
About Life Insurance
Life insurance is an contract between an insurance company and an individual which specifically identifies the contractual obligations of both parties. In return for regular payments, or premium by an individual, the insurance company agrees to pay a lump sum to a beneficiary upon the death of the policyholder.
What is the difference between term, whole & universal life insurance?
Term life insurance is linked to a specified time period, regarding both the premium payments and the payout.
Whole and universal life insurance are both guaranteed for the owner's entire life. If set up correctly, these life insurance plans can provide easy access to needed funds, while providing tax-advantaged growth of wealth.
Whole, universal, and term life insurance all have different advantages. Talk to our Macon insurance professionals so we can help you determine which life insurance solution is best for you.
What are the financial benefits of owning a life insurance policy as opposed to investing in other ways?
The benefits and disadvantages to every investment program will be unique to you, depending on your financial situation. If you want to make the right choice, you need to find an experienced financial professional.
Who Needs Life Insurance?
The answer is short and simple: Everyone needs life insurance.
Why Should Everyone Purchase Life Insurance?
· Remove the burden of paying for funeral expenses from your family members.
· To pay for school fees, utility bills, food, and other costs of living.
· Paying off outstanding debts, such as mortgages.
These are only a few of the reasons why you need life insurance. Contact a life insurance professional at Stevens Financial Group to find out more about your options.